For the purpose of this Privacy Policy, wherever the context so requires the term “You” or “User” shall mean
any natural person or legal person including online and offline clients. The term “We”, “Us”, “Our” shall mean
Isprava Vesta Pvt. Ltd., a company incorporated under the Companies Act, 1956 (here in after referred to as
“Owner”).
The contents of this Privacy Policy along with the Terms of Usage available at [•] are applicable to all
hyperlinks under https://www.thechapter.com (this “Website”). You hereby acknowledge of having read and
accepted the same by use or access of this Website.
This Website, thechapter.com (“The Chapter”) disclaims any obligation to update or correct or provide accuracy
in information/content contained in any of the sections under The Website, whether arising as a result of
financial, business or any other developments. The information in any or all of the sections of this Website
is updated by The Chapter on a periodic basis and is uploaded as on a particular date, which may not be the
current/latest date. Hence this information may not be an accurate representation of the homes, actual
location, actual layout, etc.
We respect the privacy of everyone who visit this Website and are committed to maintaining the privacy and
security of the personal information of all visitors to this Website.
We view protection of your privacy as a very important principle. We understand clearly that You and Your
Personal Information is one of our most important assets. We store and process Your Information including any
sensitive financial information collected (as defined under the Information Technology Act, 2000), if any, on
computers that may be protected by physical as well as reasonable technological security measures and
procedures in accordance with Information Technology Act 2000 and Rules there under. If You object to Your
Information being transferred or used in this way, please do not provide the details of your information on
the Website.
We and our affiliates will share/sell/transfer/ license / convey some or all of your personal information with
another business entity to carry out any business activity or re-organization, amalgamation, restructuring of
business or for any other reason whatsoever. Once you provide your information to us, you provide such
information to us and our affiliate and we and our affiliate may use such information to provide you various
services with respect to your transaction conducted on the website of the Owner.
Our policy on the collection and use of personal information and other information is outlined below. We may
for the purpose of rendering its services, collect personal information such as:
We offer online platform System for carrying out trade transaction that collects such personal data or
information to process your financial and non-financial transaction requests. The information so collected may
be shared with SEBI/ NSE/ BSE/ MCX /Asset Management Companies of Mutual Funds / Registrar and transfer Agents
/
Collecting Banks / KYC Registration Agencies (KRAs)/ NBFC’s/ Insurance Companies etc. solely for the purpose
of
processing your transaction requests or serving you better.
When you register with this Website, you agree that we or any of our partners/ affiliate/ group companies may
contact you from time to time to provide the offers/ information of such products/ services that we believe
may
benefit you.
The Owner or its authorized agents shall not retain or store that information for longer than is required for
the purposes except when the information may lawfully be used or is otherwise required under any other law for
the time being in force.
The information collected shall be used for the purpose for which it has been collected.
By agreeing to avail the service offered by the Owner you have agreed to the collection and use of your
Sensitive Personal Data or Information by the Owner. You always have the right to refuse or withdraw your
consent to share/dissemination of your Sensitive Personal Data or Information by contacting the customer care.
However, in such an event, you would no longer avail the services of the Owner.
The information we collect and analyze is used to improve our services to you. You agree that we or our third
party service providers collect your IP address or other unique identifier. At times, we also use these
identifiers to collect information regarding the frequency with which our guests visit various parts of our
sites. We, either through ourselves or our affiliates or group companies may combine your IP address with
other
personally identifiable information for marketing and for market research purposes, including internal
demographic studies, so we can optimize our products and services and customize this Website for you.
We may combine your visitor session information or other information collected through cookies, web beacons
and
other technical methods with personally identifiable information in order to understand and improve your
online
experiences and to determine what products, promotions and services you prefer or are likely to be of interest
to you. There are times when we may collect personal information from you such as name, residential and email
address, citizenship and phone number for the purpose of enabling you to avail the services offered by the
Owner. If you choose not to provide the information we request, you can still visit our Website, but you may
be
unable to access certain options, offers and services.
We may use the customer information for, among other things, customer verification, provision of products and
services, for personalization of products or services, marketing or promotion of our financial services or
related products or that of our associates and affiliates; for creation of Statistical Information,
statistical
analysis or credit scoring, enforcement of your obligations, any other purpose that will help us in providing
you with optimal and high quality services.
We shall not be held liable for disclosure of the Customer Information or Statistical Information in
accordance
with this Privacy Commitment or in terms of any other agreements with you.
We may disclose the Statistical Information to any person, without any limitation and you hereby give your
irrevocable consent for the same.
We may disclose Customer Information to any of our associates and affiliates, without any limitation and you
hereby give your consent for the same.
We may provide information so collected from you to government authorities or any court of law as per the
applicable laws of India or as per our agreement with our third party’s service providers or any third party.
However, such third party receiving personal information of the users shall not disclose it further, save and
except if required under the any law for the time being in force.
It is possible that we may need to disclose personal information when required by law, such as replies to
civil
or criminal subpoenas, or other requests by law enforcement personnel. We will disclose such information
wherein
we have a good faith and belief that it is necessary to comply with a court order, ongoing judicial
proceeding,
subpoena, or other legal process or request to the Owner to exercise our legal rights or defend ourselves
against legal claims.
Some of our web pages including our third party’s service providers store and use “cookies” so that we can
better serve you with customized information when you return to our site. Cookies are identifiers which a web
site can send to your browser to keep on your computer to facilitate your next visit to our site. You can set
your browser to notify you when you are sent a cookie, giving you the option to decide whether or not to
accept
it.
Cookies, web beacons and other technical methods may involve the transmission of information either directly
to
us or to another party authorised by us to collect information on our behalf. The information from use of
these
technical methods may be collected in a form that identifies you personally. You may get cookies from our
advertisers. We do not control these cookies, and once you have clicked on the advertisement and left our
Website, our Privacy Policy no longer applies.
We also use these technical methods in HTML e-mails that we send you for a number of purposes including: to
determine whether you have opened or forwarded those e-mails and/or clicked on links in those e-mails; to
customise the display of the banner advertisements and other messages after you have closed an email; and to
determine whether you have made an enquiry or purchase in response to a particular email. When You use the
Website or send emails or other data, information or communication to us, You agree and understand that You
are
communicating with Us through electronic records and You consent to receive communications via electronic
records from Us periodically and as and when required. We may communicate with you by email or by such other
mode of communication, electronic or otherwise.
If you visit/ log into our website just to browse, read pages or download information, we gather and store
certain information about your visit automatically. This information cannot and does not identify you
personally.
When you register with or view our site, our servers automatically record certain information that your web
browser sends whenever you visit our website. The kind of information that is gathered automatically include
the
type of browser you are using (e.g. Internet Explorer, Firefox, etc.), the type of Operating System you are
using (e.g. Windows or Mac OS) and the domain name of your Internet Service Provider, the date and time of
your
visit and the pages on our website. We sometimes use this information to improve our website’s design, content
and primarily to give you a better browsing experience.
This notice / policy is not intended to and do not create any contractual or other legal rights in favour of
any
user or viewer of our website or on behalf of any other party. However, users and viewers are informed that by
using the website aforementioned, they are deemed to have consented to the collection and use of information
by
IVPL as stated above. You may upon written request to us review the sensitive personal data or information
provided by You.
The Owner shall ensure that any personal information or sensitive personal data or information found to be
inaccurate or deficient shall be corrected or amended as feasible.
The Owner uses commercially reasonable physical, managerial, and technical safeguards to preserve the
integrity
and security of your personal information. We cannot, however, ensure or warrant the security of any
information
you transmit to us and you do so at your own risk. Once we receive your transmission of information, we make
commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a
guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our
physical, technical, or managerial safeguards.
To protect your privacy and security, the Owner takes reasonable steps (such as requesting a unique password)
to
verify your identity before granting you access to your account. You are responsible for maintaining the
secrecy
of your unique password and account information, and for controlling access to your email communications from
the Owner, at all times.
Our website sometimes has links to other website’s in the World Wide Web. The privacy policies of these
website’s are not under our control. Once you leave our servers, use of any information you provide is
governed
by the privacy policy of the operator of the site you are visiting. It is advisable to read their privacy
policies for further information. Your browsing and interaction on any other Web site, including those that
have
a link on our Web site, is subject to that Web site’s own rules and policies. It is advisable to read their
privacy policies for further information.
We provide notifications, whether such notifications are required by law or are for marketing or other
business
related purposes, to you via email notice, written or hard copy notice, or through conspicuous posting of such
notice on our Website page, as determined by us in its sole discretion. The Owner reserve the right to
determine
the form and means of providing notifications to you, provided that you may opt out of certain means of
notification as described in this Privacy Policy.
Should you have any grievances or issues under the Information Technology Act, 2000 and Information Technology
(Reasonable Security Practices and Procedures and Sensitive Personal Daya or Information) Rules, 2011 kindly
contact the below mentioned:
Grievance Officer- Mr Mithil Srivastav
Email ID- [email protected]